Health Care plan may be considered a little bit different from the usual health insurance policies that we know. Since healthcare is often mandated by the government of a certain country, there are a lot of variations depending on the needs of a specific place and its people. While there are differences, there are also similarities. They really don’t go farther with each other as they are practically almost the same since both insures employees and people of a certain country.
Health Care is really helpful because it is the maintenance of incapabilities and sickness of human being. It is offered by professional and medical experts from all over the world. If you are an employee, it is important to know your benefits and rights.
Here are the top six essential and helpful benefits of a Health Care plan:
- Health Card
A health card is an important necessity to people especially to those working hard not just to support themselves but also their family. In most cases, a health card is part of the health care plan being given to employees. These health cards are like passports that you can use to access different kinds of services of any hospital that are partnered with your medical provider.
- Easy Access to Hospitals
With health care, you will be able to have easier access in hospitals through the use of your cards. Easy access to hospitals does not necessarily mean you can just go to a specific hospital and have yourself checked by a doctor in a VIP treatment way, easy access means you really don’t have to go through a lot of applications, worry about bills and papers in order to get into hospitals, you just have to show your card so that you will be able to make the most out of everything.
- Negotiated Expenses
Whether you are an employee or just a regular person living a simple life, having a health care plan is very important because you will have an edge by means of bargaining expenses in case you’re short of money. There are times when you will get discounts and even free services because you have a health care plan. It is very much important to consult this with your employer or you local government for you to know more about this.
- Preventive Services
There are a lot of preventive care services that you will benefit from having a health care plan. These are the common ones:
- Screening and counseling on alcohol misuse
- Screening for blood pressure
- Screening for cholesterol
- Screening for depression
- Counseling for diet
- Screening for HIV
- Screening and counseling for diabetes
- Screening for syphilis
- Screening for tobacco use
All of these are part of a health care plan and these may be availed without being charged. Some of which are free depending on the doctor and your network.
- Maternity Services
To all the working moms (or those who are expecting), maternity services are very important. Maternity services give you more information about being a mom and also about pregnancy. It is important to have a maintenance when it comes to pregnancy because it is not easy and it can sometimes be dangerous. It is also important to choose your hospital wisely because you need to be treated properly.
Some hospitals offers comprehensive services including the following:
- Maternal and newborn care
- Cesarean sections
- Tubal ligations
- Fetal monitoring (inpatient and outpatient)
- Maternal observations
- Induction of labor
- Pediatric Services
This part is important especially to your kids. If you avail a health care plan, your kids will get perks through pediatric services. In our current state today, it is easy for kids to get sick and sometimes we can’t focus on them too much because of being busy with work and other things. But with a health care plan, things will go smoothly because it would be easy for you to bring them to the hospital for early consultation.
There are more benefits and advantages of having a health care plan and it is your right to know them all. What’s written above are just the most important ones that you have to consider if ever you decide to have a health care plan. This will surely insure you and this will help you in a long period of time. Health is wealth and we should not take it for granted.
Mark Aldrin Hipolito is a resident writer for Insurance Advisernet, one of Australia’s largest and most respected General Insurance businesses in Australia and New Zealand. In line with the association’s goal, Mark writes to raise awareness and inform future business owners as well about the insurance policies that they may consider.